Is it really cheaper???

To many times a Seller decides to turn off the utilities to save money while their house is on the market. Here's some of the drawbacks.....

1. No electricity- so no nightime showings or ability to really see a basement (half of the potential customers are lost)

2. Winterization- if done wrong (and most of the time it is) will cost the Seller hundreds if not thousands to repair

3. Utilities must be on for an appraisal to happen- so they have to be turned back on

4. Temperature- nothing gets a potential buyer out of a property faster than it being too cold or too hot. The idea is to put a comfortable thought into their mind about your home.

KEEP the utilities on- you might want to put them at a lower setting but you are going to need them to be on for inspections and appraisals.

Our local utilities companies many times request someone to be there before they will light pilot lights or turn on the water- can you afford a day off work to wait for them?? In the long run you will save time, money and the headache by just leaving them on.

HUGE Ebay Scam- Look out

I use Ebay a lot- I ran across a scam this weekend- somehow a virus gets into your Internet Explorer and when you go to log onto Ebay you get (a very real looking message) that says they need your name-addy-social-atm etc.....

I called Ebay, they never ask for a social security number-- once this virus has attached itself to you browser you can not get into Ebay until you provide a valid credit card--I had technicians working for hours on my system this weekend- we finally got by it by providing a real credit card number that we then had to cancel-- Be on the lookout- it is very real looking

Christmas shopping 2009

Well this is 2009's hot buy- if you can find em- I have been to- or called everybody that carries them and they are out-

This retails around 6 or 7 bucks at the local Wal-mart and is selling for around 30 on Ebay.

If you happen to see one in a store (and you probably won't) grab it

Other hot sellers this year are Mindflex by Mattel, Tickle Me Elmo Encore addition, and Mattel D-Rex 2.0 Interactive Dinosaur.

Remember when the Cabbage Patch Doll craze hit?? I should have been researching this trend in the summer (you know that time of year when Christmas is the last thing on your mind)

I was surprised to see an old favorite on the shelves- Lincoln Logs- remember the great time we had playing with those??

UPDATE: So upon writing this blog I remembered that our local Target opens at 8am- so I thought Id run over and see if they had any of these- they did and I got 3. I have never been in one of those mobs that rush a door before- what a weird experience I kind of feel sick to my stomach- halfway thru the store I broke into a run. Man, no toy is worth this- But I cant wait to get em on ebay a couple of weeks before Christmas--Bah-Humbug!

Can you really make money online???

Ever since the Internet got started about a million of these scams have come along. I am one of the first people to say, "if it sounds too good to be true then it probably is."

Hey everybody and their dog would stay home and make a million dollars online if it was that simple. Wouldn't you???

Well I have came across legitimate ways to make money online but I had to work it to get it to pay. If you are willing to put in the effort the reward can be there also. I've done very well with Ebay and here are a few of the secrets.....

1. Have a good reputation- your reputation is everything in Ebay

2. No matter what you are selling- start it at a dollar with no reserve

( If I am selling an ounce of gold and it's value is $600 per ounce I start the bidding at a dollar with no reserve- WHY?- because nobody is gonna let you get that gold for a couple of bucks- this fires up the feeding frenzy. Go look at some auctions; the ones with no bids always started too high or have a reserve. Hey I go to Ebay to look for a bargain as does everybody else and I ain't gonna let you get something that I want for less than market value- this is human nature so capitalize on it)

3. A picture and description must be accurate.

There are a lot of various other resources that can help you out- I've included a link to the ones I found the most helpful- some of the stuff is free and the other stuff I have purchased was worth the money. The link below will take you there.

Free Ebay Ebook! Learn to make a full time income on Ebay. You won't believe how easy it is. Don't waste another minute. Go download this new ebook while it's still available for free: http://www.auctionsprofit.com/download/?aff=35649

If you are thinking about doing online business Ebay is probably the best way to get your feet wet as to how things work. Other money generators I use require more programming skills. Start off slow and easy- learn the ropes- then your revenue will start to come in.

By far my biggest online sales are the houses I have listed- but the money I make off junk from around the house is a great side addition to my wallet.

Who's working for Who???

In the old days of real estate (I'm talking like 1970's) everybody worked for the seller- let's face it- he had the product that generated money for all. Needless to say a lot of buyers were getting taken to the cleaners as the greed of the deal ran a muck. Now I am not saying every realtor prior to 1980 was a crook- but there was a reason that Real Estate Commissions came into existence.

The Iowa Real Estate Commission is my governing body as a realtor and a broker. This is the judge and jury when a member of the public feels they have been wronged by a realtor's actions. The Commission is in charge of seeing that the laws of Iowa are carried out and that the public is not harmed in any way by the actions of a brokerage or a realtor. They hold the power to fine and take away the license of a realtor.

If you have done a real estate deal in the last few years you might remember the "Agency Disclosure Form" we as real estate professionals are required by law to let you know right up front who we are working for- either the buyer or the seller or both (Dual Agency) As a consumer you have the right to chose the real estate professional that you want to work with- and I think you should put serious consideration into that decision.

So who is working for who- in a nutshell if you and I are looking at houses for you to buy- I am working for you- my job entails getting you the best deal I can and protecting your interests in the transaction and the negotiations. If I have your house listed then I am working for you as the seller with the same job description as above.

If you are buying a house I have listed and using me for both sides we are in Dual Agency- at that point I am simply the middle man in the transaction- I must remain fair to both sides.

When you are working with a real estate professional make sure you have discussed the "agency" relationship- its the law.

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What if a buyer backs out of a contract before closing?

Ive seen this happen a lot more than I care to think about. Here is the scenario- you got your house sold and you have made a deal on the next house you are moving to and a week before closing your agent tells you that the buyer has walked. What do you do!!! You have agreed to buy another house- all your stuff is packed, the utilities in the new place are in your name, and the list goes on and on.

First off- when you the Seller get an offer make sure there is some earnest money with the offer- people are less likely to just walk if they have money on the line. The buyer doesn't get that money given back to them unless you say they do- but hey on the other hand you don't automatically get it either. Most of the time in this scenario neither buyer or seller will sign a release- so the money sets in my trust account for 3 years then the state of Iowa gets it. This is not my decision ITS THE LAW.

As the seller you do have the option to sue for performance. The buyer and you entered into a binding contract and that contract states that a buyer can't just walk for no good reason. I always remind people to keep a level head and try to work out the problem- nobody wants to go to court- and there must be some kind of problem or the deal would have been completed.

The only place a verbal contract is no good is in a real estate deal- everything has to be in writing for it to be valid.

Usually when the potential buyer realizes that he/she is going to be sued they might decide to complete the deal and if they have put a large deposit of earnest money on the line they will think twice before walking. I usually see this when there is little to no earnest money put with an offer. As a seller I caution you not to request a HUGE amount for earnest either- many buyers are scraping up all of their savings for this purchase anyway.

If the buyer was ready, willing, and able to buy, a judge can force them to continue the deal- but again that is a lengthy process. People are people and if I could control them I would be in a different line of work. I, just like you, want the deal to close but I can't make anybody do anything (funny how people are like that) This is where we become worth our weight in gold as myself and the other agent work to get this deal to closing and not left hanging in mid air.

Hopefully you will never have to go through this- talk about the stress!! For the record screaming, yelling, and throwing things doesn't help there is an immediate problem that needs adult attention to make everyone happy

We are now at our new location!!

We have moved from our old office on Ward Street to our new downtown office at 111 East Main- we are right next to the old Bookin's store and we have a backdoor next to the Canteen. We have a lot more room and a lot more traffic walking in our doors. If you are downtown feel free to stop in and see us. Its kind of a fuzzy pic cause I used my cell phone to snap it- but you get the idea..